Get to know your Hurricane & Earthquake deductibles

Posted on by Mike Posted in Blog

Do you know what your deductibles are?

The Eastern seaboard has seen some dramatic weather in the past few weeks, which makes knowing your homeowner’s insurance policy coverage all the more important. There’s nothing worse than enduring a rare weather event or natural disaster only to find that your policy requires you to pay a large deductible before your coverage kicks in, or that you don’t even have coverage in the first place.

My wife Patti has previously written about the importance of knowing what your homeowner’s policy hurricane and windstorm deductible is. New York’s recent experiences with both a major tropical storm and earthquake aftershock is a reminder that such events, while rare, can and do happen, so it is important to be covered before you experience a loss.

Find the right balance between coverage and premium

Are you looking for maximum premium savings, or the most comprehensive, generous coverage? Your requirements determine what kind of policy you should have for your home, and we can help you find the perfect balance. Call us today at (516) 484-5200 or send us an email at info@ccpinsurance.com for a free review of your current policy.

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20 Years at Curran Cooney Penny

Posted on by Mike Posted in News
Mike & Patti Wittkowski of Curran Cooney Penny

Mike & Patti Wittkowski

Today marks a very special milestone for my wife Patti and I. We’re happy to celebrate our 20th year at Curran Cooney Penny Agency, a moment made possible by the wonderful clients we’ve been lucky to serve for so many years.

Some of you have been with us since we first purchased the agency in 1991, and others we’ve been fortunate to develop a relationship with recently. Helping our clients with their personal & commercial insurance has been our passion since we first entered the insurance business.

To all of our wonderful clients, we’d like to say Thank You for letting us handle your policies. We look forward to developing even stronger relationships with you over the years.

The Curran Cooney Penny office will be closing at 12 PM on Wednesday, August 17th for a small celebration. Please keep this in mind in case you need to get in touch with us on that day. You can always send us an email at info@ccpinsurance.com or call us at (516) 484-5200 and leave a message, and we will get in touch with you as soon as possible.

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Curran Cooney Penny selected as a “Best Practices” Agency

Posted on by Mike Posted in News

Curran Cooney Penny is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group.

Each year since 1993, IIABA and Reagan Consulting, an Atlanta-based management consulting firm, join forces to study the country’s leading agencies in six revenue categories. The agencies comprising the study groups are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation. The selected “Best Practices” agencies retain their status during the three-year cycle by submitting extensive financial and operational data for review each year.

More than 1,200 independent agencies throughout the U.S. were nominated to take part in the annual study, but only 224 agencies qualified for the honor. To be chosen, the agency had to be among the 35-40 top-performing agencies in one of six revenue categories.

The Best Practices Study was initiated by IIABA in 1993 as the foundation for efforts to improve agency performance. The annual survey and study of leading independent insurance agencies documents the business practices of the “best” agencies and urges others to adopt similar practices.

Mike & Patti Wittkowski, the President and Vice President of the agency, have been in business for 20 years and offer insurance products by a variety of trusted carriers, including Harleysville, Travelers, General Casualty, Farmer’s Insurance, Guardian, and EmblemHealth.

To find out more, give us a call at (516) 484-5200. We’d love to speak with you.

Founded in 1896, IIABA is the nation’s oldest and largest national association of independent insurance agents and brokers, representing a network of more than 300,000 agents, brokers and their employees nationally. Its members are businesses that offer customers a choice of policies from a variety of insurance companies. Independent agents and brokers offer all lines of insurance – property, casualty, life and health – as well as employee benefit plans and retirement products.

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